Let West Michigan Appraisal serve your appraisal needsThousands of people in Michigan buy, sell or refinance their home each month. Most of these transactions consist of a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation methods that might seem more prudent than an appraisal. Is securing a mortgage the only reason to acquire an appraisal? Are there other times when the services of a licensed, independent real estate professional might be helpful? Of course. 
Contest your tax assessment in Manistee CountyIf you reside in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from West Michigan Appraisal is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment. PMI removal to reduce a mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that many lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Oftentimes, this added payment is lumped into the monthly mortgage payment and is soon forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. West Michigan Appraisal can give you a statement regarding the value of your home, and the expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Get your appraisal from West Michigan Appraisal Order todayGet a clear valuation on a home for divorce settlementsA divorce is often complicated by the troublesome decision of who maintains the house, and it can be an especially horrible event for both parties. It's a good idea to order an appraisal from West Michigan Appraisal so both parties are fully aware of the true market value of their home, regardless of the circumstances. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Most Americans do not have dedicated estate planners or executors to handle these issues, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal. Move to or from Manistee County through an employee relocation programWe know the headaches involved with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide input on the positive aspects of their property, along with information about any recent sales or listings in their area that they want considered. Close on your home promptly — for the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal report. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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